Cash Discount Merchant Processing
(Our Most Popular Way to Accept CC's)

Cash Discount Merchant Processing has been around for decades and is used by many different organizations, including gas stations.  During the past 15 years Cash Discounting has been the pricing model for most gas stations. It's become more common to see this type of program implemented at other businesses as well. Service fees added to other types of services with high overhead costs like DMV transactions, contractor services and mechanics are becoming more common place. We take care of the software and the signage which are the 2 things needed to make Cash Discounting legal. You, as the merchant, can count on us to set up your terminal correctly and provide the signage informing your customer's of the added fees. If your customer's opt to pay by cash there is no fee added so in effect they are getting a "Cash Discount". It is a time honored practice to give customers who pay with cash a discount.

The Affects On Profits

Are Nothing Short of Amazing!

Cash Discount Saving Real Increase In Profits

Cash Discount patented process

In partnership with Merchant Broker Direct We Have Access to A Patented Cash Discount Program Introduced by DTI,  A Citizens Bank ISO. If You Have Been Told Cash Discount Is Not Compliant It's Only Because The Person Telling You That Does Not Have A Compliant Process. We Do.

Back To Top
Patented DTI ISO Cash Discount Program Explained In A Photo

Surcharging

Surcharging is an extremely popular option though not as financially rewarding to the business owner. Merchants are only allowed to surcharge credit cards and are prohibited from surcharging debit cards. So the bottom line to the business owner is that he must pick up the tab for debit cards used to pay for his goods. The benefit to the customer is they have a "Debit Same As Cash" option. This can be beneficial to the business owner as well, if other merchants in his community are using Surcharging instead of Cash Discounting. A good merchant services representative can make his recommendations based on his experience in the community and business owners are free to choose between the two methods as they please. There will be a significant savings either way when compared to traditional credit card processing. We provide the software to differentiate the card types and only charge a fee when it's an actual credit card. We also provide the required signage that informs your customer of the fee.

The Affects On Profits

Are Nothing Short of Amazing!

Cash Discount Saving

Traditional Merchant Processing

You pay the fees, all the fees. Typically this can run between 2.25% to over 4% or more depending on your average ticket and monthly volume. Of course the customer will choose the method of payment she prefers. It not normally an issue if the buyer is paying by credit card or debit card and you are charging a fee. Especially in this economy. They are grateful you are open and offering your excellent products or services. We prefer you to select one of the methods that eliminates your processing fees altogether and put them where they belong on the customer who is benefiting from paying with a credit or debit card. We do offer Traditional Merchant Processing and generally can save you money in any case. For example, I quoted a merchant both Cash Discount and Traditional Processing. Her actual numbers are in the Cash Discount example above. Over $10,000/Year. We also showed her how we could save her over $2,000/Year with traditional merchant processing. The longer you are with a company the higher your rates tend to be. Unless you have an active agent working on your behalf to keep fees down. We review all our clients accounts annually and while we are handling the rates and keeping them low we help them with PCI Compliance so that fee is eliminated. Most merchants don't know why they are paying the fee and that they can avoid it. That won't be the case as a client of A Better Way Payments Consulting.

The Affects On Profits

Are Nothing Short of Amazing!

Cash Discount Saving

How You Process Your Credit Cards

For all our processing options we then have several options as to how you actually process the credit cards. Do you need a wireless terminal, do you prefer on-line billing, is a POS System a must to help track inventory and provide key business reports? How about traditional credit card terminals. No matter how you choose to process your credit cards it's likely that each one of our methods can be made to work with your system. The best way to find out is to reach out and schedule a free consultation. Be sure to have your merchant statement handy so we can see what types of cards your customer's use the most, we can calculate your average ticket and actual cost of accepting cards. It's a must before we will schedule your consultation. Call now.

The Affects On Profits

Are Nothing Short of Amazing!

Cash Discount Saving

Request A Statement Analyses

Prefer To Speak With Us In Person Call (760) 628-6382

Affects

Prefer To Call 1st (760) 628-6382 Otherwise Expect A Reply Within 1/2 An Hour.

Stay Informed

As A Better Way Payments Consulting Client The Savings Are Very Real

SUBSCRIBE